Unionbank instapay not received reddit Reply reply Old-Size1574 • Same issue bpi naman. Sorry. Sa SeaBank naman 1M ang daily limit ng instapay. Until now wala pa rin sa target account. Edit: This applies to every banks in the InstaPay network. I know it's not a huge amount but this is so ridiculous, even the customer service they had just provide general information. I know. The 3rd, 5k transfer went Been trying to cash in with my UB but it frequently gets unlinked by Gcash, I had a feeling na Gcash is intentional disrupting UB transactions from going through and today I think it’s confirmed, I tried cashing in today with UB but whenever I click the Unionbank option it directly leads to a Gcash Ad, if I click on other banks there’s no problem! If may ibank bank ka, xfer via instapay nlng to unionbank, den card number as account number, real time posting Reply reply More replies More replies Dull-Gap-4437 i pay dfa for my passpot appointment thru gcash i scan the QR but it just processing and i click. Usually when there's something wrong happened with InstaPay even the sending bank can't do anything since that it still being held by BancNet (in this case not by UnionBank nor by Metrobank). Expand user menu Open settings menu. If you are, probably not. How many days kaya bago magreflect? I need pa naman the cl for my groceries. C. Badtrip, talaga wala man lang announcement ang gcash na may ganon silang problem. Arlo Gonzales. Nakalagay naman sa Pesonet guidelines nila before 11pm mari-receive na yung money. Next time you transfer to that account, if Instapay is down, at least you know that it was the correct Mine was Unionbank to BPI, three consecutive transfers (first two reflected on my BPI account instantly, but the third one didn’t). ITS NOT INSTANT, KAYA SCHEDULE YOUR MONEY TRANSFER ACCORDINGLY Reply Posted by u/Impossible-Joke-5660 - 1 vote and 1 comment A subreddit for everything about credit cards in the Philippines. Or check it out in the app stores     TOPICS BPI to Unionbank Instapay Transfer upvotes · comments. Members Online. . Madalas yan sa mga ka work ko mangyari. Yung probs ko lng is my 100k cap si shopeepay pero okay pa din kasi 10php lng yung instapay ni UB. May problem daw cash in via bank ng gcash. Wait mo nalang yung turnaround time, if lagpas na, then ipa escalate mo. Also they have advisories posted on their respective FB pages telling that Instapay fees are waived. I just used the CC # on my physical card :) Instantly payment will reflect on the account. I only know real-time posting sa CC payment if via InstaPay, but with fees. Call customer care but no one answered waited for almost an hour. They said the transaction was ongoing. Nung di talaga nagreflect sa UB account ko after more than an hour, tumawag ako sa CSR nila and sabi nung rep, 80% ng calls nila yesterday, the same issue daw ng sa Get the Reddit app Scan this QR code to download the app now Yes, true. Nahismasmasan na ko sa nangyare and it's partly my fault for not doing diligent research. We already had 4 successful transactions before (amounting to atleast 20-50k) and today I just sent 50k from gotyme and 2k from gcash (due to Instapay limit) and she replied after 8 hours, apologized for not replying and told me that she did not received any transfers. Is this normal? If so, mga gano katagal siya bago magshow up sa app after activation? Thank you! 😊 Unionbank sucks no. Na deduct sa UB at di nagreflect sa Maya keso "not received reply from instapay" daw. You need the court order/decision. If you have questions about your services, we're here to answer them. So just to clarify, Security Bank can only receive money from other participating banks, not send money? I also read that BSP I cashed in 10k from Unionbank to Maya but did not reflect. Then I remembered under maintenance pla so I opted to wait until today. Thank Transferred 5500php through Maya Savings to Gcash vai InstaPay and it did not go through. Sayang din nga 15 or 10 na masasave compared sa ibang banks na 25 pesos ang instapay. Has anyone here ever experienced this issue? I already called Eastwest CS and was told to wait maximum of 3-5 days to get an update of the investigation or check my accounts from time to time. I am seeking help about a transaction i made that was not received and was not credited. Hello, anybody na nakaexperience mag transfer ng money via Instapay at na tag ng under review? Nag transfer ako ng pera from my Unionbank to my Maya acct. Anyway, now I’m thinking that the P15 transfer fee via InstaPay is a small price to pay for peace of mind. Pesonet takes hours to days to reflect. Di important ang account name dun. The icing on the cake? Their Instapay transfers have no fees. Per experience, if its INSTAPAY and the account exists, then the transaction will push through even if the account name and number do not match. My husband doesn't file a Reddit's home for tax geeks and taxpayers! News, discussion, policy, and law relating to any tax - U. I've read BSP PR that Security Bank was one of the banks that offer InstaPay, which lets me send money across other banks. Na-effect naman agad yung transfer. S. 00 from Seabank to UnionBank but using the card number as the account number since I have no HELP: UnionBank not returning my money . 4y. Premium Powerups Explore Gaming. Nag-worry lang ako dahil sa nakita kong thread, but I never had any problems sending SWIFT transfers from my own Wise USD balance to my Unionbank USD account. Log In / Sign Up; Credit Payment Via Instapay Deducted But Not Received UnionBank Hi, please give me some insights on what to do or idea with what situation i'm in. Open comment sort options. Called GCash now and they told me to wait another 2 banking days for "feedback" from their escalation team. I first received an email from UBP CS, titled: 'IMPORTANT NOTICE- Digital Account Transaction Verification'. astraboykr • You can also pay via Instapay. Don't post questions related to that here, please. 0 coins. It's a bit hassle if I Advertisement Coins. Click the Select the Fund Transfer via InstaPay option. What I did was I went to each of the banks and filed a I was gonna buy some USDT on Binance P2P last night and already sent the funds with UnionBank app via InstaPay. Select a date then tap on Next button. Walang na receive na OTP. Both are added in my dash and it was okay last night. First time ito nangyari sakin and nakakainis kasi malaking pera yung natransfer ko. I just maintained the 10k for a week, made transactions but not below 10k. Or check it out in the app stores Anyone experienced a delay in transfer from Unionbank to BPI via Instapay QR? Transferred money last night (around 12mn) and it says real time credit but money wasn’t received til now. BDO has multiple apps. I was worried I might not get the reward because of the change, adding that when I went back to the app notification about the reward terms, it stated it's 15k minimum already. New I used to be a frequent user of UnionBank because of its smooth app, but ever since UB acquired Citi I feel like I've seen more and more people have Advertisement Coins. Ayun na nga putangina, nagtransaction failed and gueesss what. The receiver told me na sinubukan din nila na mag send ng money from BPI to UnionBank and same din yung kinalabasan. But cant receive and transfer out. More often than not, mas prone sa timeout issue si GCash compared kay BPI. Reply reply [deleted] • Oki noted on this. The cash-in failed but my money still debited. Icoconfirm lang Now, the wrong number is saying that the number is not a valid Gcash number (or something to that effect). RCBC Sa fees mas mura PesoNet vs InstaPay kaso may cut-off 2pm I think and walang limit ata si PesoNet while InstaPay is only 50k per transaction @ 25 pesos fee. Valheim Genshin Impact Minecraft Pokimane Halo Infinite Call of Duty: Warzone Path of Exile Hollow Knight: Silksong Escape from Tarkov Watch Dogs: I've just used the BDO Online app to pay my CC. However, it is not reflected in my bpi account. But, yung payment ko 2 days na wala pa rin payment confirmation from UB and not yet reflected pa. Reply reply niijuuichi • Ang ginagawa ko: wise > cimb > unionbank. Etc. aantay kasi nag. They say yung BDO online To receive funds via InstaPay, customers don’t need to do anything but they can verify if their account has been credited with the funds transferred by accessing their bank’s or non-bank e-money issuer’s mobile app or internet banking facility. Pero I keep refreshing my app dashboard, and savings parin lang ang lumalabas, no credit card. Baka may mga teknik pa kayo dyan? Unionbank Has a good app and rewards system, good cards, and free cash in to maya and pdax (?) Minimum amount to accrue interest is 10K Instapay fees are ₱15 iirc but withdrawing money is going to be a hassle kase wala masyado atm nila dito. UPDATE: CC payment posted na after 5 banking days finally! I xfer 50k sa seabank via instapay, then if limited na sya sa 50k di na dapat pwede, pero nag test ako 500 via instapay to the same Seabank, nag-send naman. My payroll is in Security Bank. I've tested Maya and BPI and they process transfers to those via Instapay. ZeroKeiii • Honestly, I recently opened a GoTyme That time, the SMS confirmation was not received on their end. I was about to transfer via instapay yung payment ko for my UB cc yesterday. Can I just say how convenient it is to cash deposit sa UnionBank Branches? I own a business and I deposit weekly sa kanila and less than 5mins, tapos na. I was sending to my other account in a different bank though. Reply reply xianix24 • I think 50k I have this same issue, ofw ako. Only other way you can receive this the same you are thinking of other banks. So of course, contacted UB, was advised to fill Good day, I wanted to pay my bpi credit card. WTF! Wise isn't I find a hard time to cash-in money to my Upsave account from my Unionbank via online banking since it seems not on the list. I made a payment of almost 20k to my UnionBank credit card using SeaBank Instapay on August 16, but it's now August 25, and the payment still hasn't posted. Nag transfer ako ng Money through BPI to UB instapay, it's been 2hrs since pero wala parin silang nakukuha. Anyone experienced fund transfer interbank via Instapay tapos di pumasok sa account? Last night I transferred money from BDO to UB, to my surprise walang pumasok na pera. ), Unionbank, in particular its app, has the best UI and UX experience - it's intuitive, to keep it short. Pero instapay rin gamit ko nun. Anyone who experienced this as well? Welcome to the Xfinity community! Our community is your official source on Reddit for help with Xfinity services. they didn't receive the item, etc. From which bank will I most probably receive a reversal of the amount? I tried to transfer money via web since laging unsuccessful sa mobile. Plus the app gives you the notification when you receive the transfer (so no need to log-in/check). Had to call the bank that sent the money. Hindi nagreflect ‘yung amount real-time and waited for an hour to be sure bago ako tumawag sa CSR. I called the customer service once for an unrelated I really used to love UB, not until 2 months ago, all my instapay transactions were not sent or received real time. It takes 2 days before lumabas sa app yung credit card transactions ko. It was for payment sana sa creditcard. And ofcourse, pesonet of other banks are Hi OP! Na-receive niyo na po yung transfer niyo? Nag-Pesonet naman ako today, from UnionBank din. Log In / Sign Up; Community reminder: If your post is about finding the "Best Digital Bank" or you want to know the current features and interest rates of all Digital Savings accounts, we highly suggest you visit Lemoneyd. It has been 10 Business Days since the transaction was made and still no money was credited back. I cash-in from Tonik to my BPI and the money did not reflect after. I paid my CC balance last March 27, 2024 via Instapay (thru Seaback) but the payment is not yet reflecting. Whether you're seeking advice, sharing experiences, or looking for tips and hacks to conquer the challenges of adulthood, you've come to the right place. CC Payment via Instapay did not reflect yet UnionBank Hi. Tried contacting CS of Maya and sent a text message to Instapay, still no response besides auto-generated mail from Maya. I only knew this after I encountered the same problem. I read from here that it will eventually go back to the account, how true is it? And how long usually? I just emailed them and created a ticket too. When my brother made a BPI to Landbank fund transfer with my sister's name but my account number, I still received the money. Said How to pay my Unionbank CC using InstaPay if wala akong UB account? Unionbank What do I put under the “Account Number” field? I tried putting in my CC number pero failed sya both on Seabank and Bayad. My reward came in. Old. Today, UB told me that the transaction went through. Temporary lang naman siguro to Get the Reddit app Scan this QR code to download the app now. What I just want to ask is you've heard of someone na nadispute nila yung transaction/nabalik nila yung amount na Why not use InstaPay? I use the Big 3 banks including Unionbank. I tried transferring 100. I received my UB cc 2 months ago(?) and need to pay my bill, nauna ako magka cc bago magkasaving acc since parang nagka savings account lang ako when Skip to main content. In BPI you can only transfer from your USD to your Peso account via the app. Sincerely, Lorielle Almojuela UnionBank Customer Service Posted by Mummy Ninja August 10, 2019 August 10, 2019 7 Comments on InstaPay Not Received, Delayed and Timed Out. Actually, this happened to me and my partner more than 3 times na ata? Pero they always give it back naman. For example, BDO making free Instapay transfers might mean them not opening 100 more BDO branches around Mindanao or something. Unionbank has unlimited transfers at a 10 peso fee, 50k instapay. Now when i tried, wala na si unionbank sa list of banks when kahapon nandun pa. Valheim Genshin Impact Minecraft Pokimane Halo Infinite Call of Duty: Warzone Path of Exile Hollow Knight: Silksong Escape from Tarkov Watch Dogs: Legion. It is self serving to the claimant alone. They usually reply within 24 hours. I complained na din sa BSP pero Maya seems to be taking no action. However, smaller banks, especially digital banks offer Pesonet, often for free, like GoTyme, Netbank, two that I use. I checked my UB app and stated it went through however, from Maya app, it was stated that the cash in failed. So yes, shit crap useless customer service nila. Paypal -> Unionbank -> Shopeepay -> Seabank Gamit ko Seabank since day 1 so far so good tas weekly transfer pa. pay I didnt able received the receipt because suddenly gone, then i check my gcash wallet my money was deducted but no transaction history,no email no text messages, dfa online was not successful paid too but my miney was deducted on my gcash i dont know what happened ,i I was transferring money for another eBank via InstaPay. I’ve read similar posts before that if Check, and if successful you have that account saved and you're sure Instapay is working and you've entered the correct account number. Reply reply mxherr5 • Oh? personal experience po ba yan sa pesonet? I always thought parehas lng ang instapay at pesonet na walang bearing ang account name pero admittedly instapay lng ginagamit ko. The content of the email is ofc about the Anyway, i recently got approved for a Unionbank PlayEveryday card, i just have some questions: How long does the points reflect on your profile. So baka May naka experience ba ngayon na nag transfer via instapay to Gcash then nag success naman yung transfer pero wala kayong na receive sa Skip to main content. Log In / Sign Up; Advertise on Reddit; Shop Nah, I think it does not have anything to do with migration. Yun ng lang, ₱50,000 lamang ang maximum transaction amount sa InstaPay. Union Bank of the Philippines replied · 4 Replies. Filed report sa unionbank app- create a ticket and was given reference number. I am asking Payments to AUB through Other Banks via InstaPay – Individual Payor Log in to your other Banks (Ginamit ko SeaBank). Mas okay ba Direct to US Bank via Wise or Direct to Local Bank (Unionbank?) May nakita akong post here pero BPI naman sya, anyone tried Direct to Unionbank naman? Would also like to know if you have any payment transfer tips? Thank you :) ☀️ UPDATE: I did Upwork to Unionbank - received the payment in just one hour. what Skip to main content. Its been 18 hrs na rin yun since na bawas sa bank ko yun pera pero wala dumating sa gcash Not directly creditcard related. Another, deposit ka kay BPI thru CAM then cashin kay Gcash then send to other banks (15 peso fee). First when I transferred 20,000 from Gcash to BPI, the another one when I transferred 50,000 from BPI to PSBank. Would I still Called and emailed UnionBank right away. Almost same instructions as above. New. I transferred money from Maya Savings to My Unionbank savings via instapay and still have not received it. xxganymedeeexx • I use BPO Pay when transferring money to other banks kasi 10 pesos lang ang charge. He called support and mentioned Instapay, because that was the method used to transfer out, and the CSR said "they don't handle Instapay concerns", but he was persistent and they created a ticket anyway. They said wala pang pumapasok sa kanila. check the comments section sa page nila, daming reklamo Skip to main content But it should be credited naman the day after, or up to 2 days. The "for review" update notification in the UB App is not accurate. Kung gusto mong isang transaction lang then you can use PesoNet pero hindi instant ang transfer. Log In / Sign Up; Advertise on Reddit; So I just transferred 50k Php from my Eastwest Savings Account to my BPI Savings but it’s not reflecting/ wasn’t received. Nakaka-hassle sila! Reply reply [deleted] • Comment deleted by user. I am a bot, and this action was performed Nagtransfer po ako gamit ang mobile app from Metrobank to BPI via but until now I didn't receive the money for my BPI account. I already sent email to both their customer service but all I received were auto generated responses. Reply reply Used to receive directly to my Wise account, but I am about to switch over to asking clients to send via Wise to my dollar account in Unionbank because of the new monthly limit. r/DigitalbanksPh A chip A close button. The IRS is experiencing significant and extended delays in processing - everything. Log In / Sign Up; My workmate was one of those affected by the UB "hack", he got 50k transferred out of his account without being prompted for any OTP. TIA! If Lazada did they say they didn't receive the money, then it should be okay if you don't make a dispute. All the Hi,Yesterday, I transferred fund to BDO through pesonet but they haven’t receive it yet. However, that’s not the case. For PesoNet, there's a 3PM cut-off. Otherwise, you need to report to GCash hotline (not Globe) within 24-hours or the soonest since the incident. Log In / Sign Up; Advertise on Reddit; Shop Normally pag ganyan, dun na sa Receiving ang may issue (sa case mo is si GCash). Thank you. Anyone experience the same? 😢 Update: Money credited back to my account after a day. But by any chance that the receiving bank did not perform any action on it, the funds will be returned back to you on the 3rd day. Posted na sa BDO bakit nag via instapay ka? pinaka easiest to cash in is linking your bpi account inside the gcash app, then dun ka mismo mag transfer, libre pa, mabilis pa. The max amount of online transfer using personal account is 200k so I thought I would never have an issue. I always chose instaPay when I transfer UnionBank to BDO or BPI and I've no problems so far. I am now scared to use their fund transfer because I don't want to wait and end up losing my money altogether and contacting them for weeks with their comm channels FB Imagine you are sending money into a charity, and they do not have a way to backtrack the transaction due to the volume of donation. Reply reply Miserable_Gazelle934 • 👍 Reply reply More replies. GCash may require you to send screenshots of the transfer together with your number. Open menu Open navigation Go to Reddit Home. Took us two agonizing weeks raising the issue sa Lima Branch, and sa Head Office nila (have to pull in some insider people to raise our issue, we were ex Unionbank Contractors). Please help your girl out it's my first sahod from this new job and I'm anxious not to receive I've experienced many times non-posting/crediting issue, not only with GCash but also with other banls. I instructed her to ask their manager and open their GCash account if the reference number exists, payment is credited, though mine is successful. I activated the card via app, and successful naman. Next day, I visited the store, hi! sorry for the late reply. It depends on which type of fund transfer she opted. I then tested another 5k to RCBC via instapay, na-send din naman. Banking I might be jumping the gun here but here's my story. This is via my BPI savings. It's been nearly 10 days! I’ve tried smaller Instapay transfers to the same account, and those have gone through instantly. Log In / Sign Up; Advertise on Reddit; Shop Collectible Avatars; Get the Reddit app Transferred funds from my CIMB account to my Unionbank account around 8PM kahapon through Instapay. BSP should investigate delays in instapay transactions since we're paying for the expected instant Posted by u/IntelligentPlane299 - 2 votes and 1 comment Hi, received my Gold Visa card today. I also tried with my Gotyme funds, di na rin makita si UB. What to do in case your InstaPay transaction is not instant anymore. It's been a week. Like right now Friday, it says I can receive my money until Tuesday. Reply reply [deleted] • If this is via Instapay I don't think the account name and number not matching would cause the money to revert. Reply reply Pred1949 • I LIKE PESONET WHILE USING UNIONBANK APP ITS FREE. This happened to me twice this year. what was their so-called maintenance for, na laging tinatapat tuwing payroll days. Confirm the details then tap on Proceed button. Ang Did someone paid their unionbank cc thru seabank. If the indicated cut-off periods are accurate, I should’ve received the funds already by 4 PM or so. Reply reply Comprehensive_Elk400 • Yep, actually found out about that on BPI. The payment transfer is reflected on the UnionBank app almost real time and It already reflected in my transaction history that the transfer was made but my paymaya account had not received it yet. This is my first upwork Unionbank for me is the most annoying bank ever. I have done this before and the payment always reflects after 5 minutes. If the account does not exist within GCash database, it should return a transaction failed with the funds reversed. Reply reply More replies More replies More replies. Wala namang issues. NFL NBA Megan Anderson Atlanta Hawks Los Angeles Lakers Boston Celtics Arsenal F. This is not the first time it happened. I have both UB and Citi. By batch kasi ang pagproseso ng PESONet kung ikukumpara sa InstaPay na agarang papasok sa receiving account. ask ako ng refund from the app na pinagsendan ko ng pera kasi wrong bank pero correct ang account number at name ng receiever. Or check it out in the app stores   Wala din silang maibigay na sagot when I asked bakit nagkaroon ng failure. What is InstaPay? InstaPay is the electronic service Skip to main content. Contacted Maya CS and they said to observe it for 3 Busines days 2 times na. Or maybe you are carefree sending money into someone you do not know, attempted to send twice/thrice, failed but received successful email notifs, and they decided not to return the other successful transfer. Currently, transferring And then ask them to confirm the details of the transaction. Reply reply SSoulflayer • Last week ganyan rin sa UnionBank, instapay naman, umabot ng limang araw bago pumasok Hi, may problem ba ngayon sa UB? Usually if nagbabayad ako thru BPI app instapay, 2-3mins reflected na. It's not to say that it's very good I would die for, but that every other bank app is literal shit. What would be the next best course of action for this one nakakapanic kasi baka nawala na yung pera. But I think they will also implement a fee eventually since the interbank transfer itself have a cost to them. That's what I do whenever I'm not able to get a screenshot of the transaction. If your post is about Credit Cards, we invite you to join r/swipebuddies, our community dedicated to topics about Credit Cards. UnionBank Anyone else having issues receiving their OTP? Card originally provided ni Citi pero inaayos ko since last week. Been using UB Instapay to GCash ever since. com. After 2-3 days nag follow up email sa UB. Or check it out in the app stores   If not, you can try pesonet transfer but next banking day na ma receive. lol). Reply reply YearofthePig_1995 • +1 tried this right now - it's still working. A subreddit for everything about credit cards in the Philippines. Share Sort by: Best. Hindi rin nag reflect. I called the UB hotline last night and they asked us to monitor the situation for 24 hrs. I transfer from BPI to Unionbank a month ago, Kakatransfer ko lang kanina from Unionbank to another bank via Instapay. Di ko pa lang na-try sa Unionbank derecho Reply reply [deleted] • Ano balita dito OP? Unionbank's app i believe has a feature where you can buy or sell USD to/from your own account in UB. Reply reply cassyopeia12 • Hopefully, hindi Hello! I’ve recently switched my credit card from Citibank to Unionbank, assuming that Unionbank would post my credit card transactions in the app real time (kahit tagged as pending) the same way Citibank does. But keep in mind that no bank is perfect. Select Source Account, Destination Account, and Transfer Channel (if to other banks only, InstaPay is real time but higher fee) type the Amount and Remarks (optional) and Cellphone Number of Recipient for Notification (optional) then tap on Schedule Transfer button. The bank is not in the position to validate that claim. may 2 methods si Metrobank pag magse-send ka ng money to other banks or e-wallets, which are Instapay and Pesonet. I transferred 6000 pesos to my Robinsons bank For local transfers (via instapay), real time naman. Log In / Yes. pag 8am+ mo iwi-withdraw frm UW, you'll receive the funds na by 8-9pm lmao. The transaction was unsuccessful, but the amount still got deducted from my account. Kung pesonet, magffailed at babalik sa UBP account mo. I am calling now but I'll prolly give up if I'm not the only one experiencing this issue 🥹 I'll try a bank visit tomorrow if Security Bank shows your Online Account username as the source on instapay funds transfer - not your full name . Mine didn’t reflect agad kahit thru instapay. Na successfully received ng destination account Tuesday morning na po. We can help with technical issues, general service questions, upgrades & downgrades, new accounts & transfers, disconnect requests, credit requests and more Posted by u/Ok_Vacation_7897 - 1 vote and 1 comment I had my friend transfer money through my UB Savings account today, it was deducted to his Gcash account but I still have not received it. and International, Federal, State, or local. Mas ok pala ang pesonet kung hnd kailangan real time There are a lot of banks and e-wallet connected to InstaPay that does not charge a fee as of today. They said the problem is with Instapay and that they can’t reach an Why do Wise now takes longer to transfer from Wise to Gcash or Maya or even Unionbank and BPI. Then I also had to call the receiving bank. The thing is, I have savings account from traditional and digital banks so I'm not quite sure if I really need one more. Does this have anything to do with my account not having any statement or billing yet? CIMB’s instapay can transfer 500k in a day, pero 10 times ka magtransfer. If you didn’t Natry nyo na magtransfer from Gotyme to Unionbank using Instapay tapos hindi pumasok kahit na tama naman yung details? I messaged gotyme pero wala sila mabigay na answer kaya pending pa yung case Share Add a Comment. I received an email din na successfully activated siya. Select the receiving Bank as “Asia United Bank (AUB)” and fill out the required information. Free naman as Kase nag send ako ng Saturday then naka receive din ako ng text tulad ng kay OP. Recipient also hasn't received the money yet. We tried calling UB about it but their answer is so vague. Their app is also one, if not the best, app out Transferred 5500php from Maya Savings to Gcash using Instapay but no cash was received on the Gcash account where I sent it. Usually i-link ko, then transfer the amount (may OTP ka matatanggap to approve the transfer), then unlink again (for safety narin). What's the reason behind this? Just found out that we can pay our credit cards through InstaPay or PESONet Robinsons Bank - InstaPay only - 2 days posting Skip to main content Open menu Open navigation Go to Reddit Home Get the Reddit app Scan this QR code to download the app now. Just send an amount to Unionbank with your full credit card number as the account Get the Reddit app Scan this QR code to download the app now. Putangina ninyo union bank one month na mahigit yung pera ko sainyo hindi nyo pa din Unionbank InstaPay unsuccessful Meron na po ba ditong nakaexperience na mag-bank transfer from UB to another bank, and nag-unsuccessful (in my case due to maintenence daw) pero nadeduct yung amount sa balance? Get the Reddit app Scan this QR code to download the app now. Wala din daw announcement from INstapay and the other one (nakalimutan ko. East West Bank, East West Rural Bank, ING, Asia United Bank, Metrobank, and Unionbank to name a few. You either do instapay in a number of day s and bear the fees, or go to a branch to have manager's check and another bank to deposit that check, or maybe write a personal check to yourself, or move cash between banks. The P1k fee is for credit cards. r/phinvest A chip A close button. You may also check po Shopeepay, hindi ko lang kasi ginagamit. Hope someone can help enlighten me on this thanks 🙏 Share Add a Comment. It is also not their (bank) duty to adjudicate in your So I have a cc in UB and tried paying using my BPI savings thru instapay so to test it out I first paid 840 pesos and it worked instantly and Saturday pa yun ah so I got confident and decided to save the biller as favorites so I won’t have to type it again. Transaction was done last Friday, January 12, 2024. Done with troubleshooting din. One more reason to store your money to those DigiBanks. Banking Have you ever noticed when you transfer via Instapay on Security Bank - instead of your full name, the sender name (in sms notification and in-app transaction log) shows as your account user name? I saw this personally in my ING app (as sender) and in Receiving this amount daily consecutively and not reporting it doesn't look too good on your record. Pesonet más likely pa siguro, but that clears the following day. Manghuhula ka pa! I tried to transfer some funds from Unobank to BDO and you would think na Instapay gagamitin diba? They used Pesonet instead hayy. Salamat! Reply reply More replies More replies More replies More replies More replies [deleted] • I used to use peso net when transferring money from my Hi, anyone here po na naka experience mag pay ng Unionbank Credit Card using CIMB Instapay? Real time posting naman sya ever since ginagamit ko. Reply reply Specialist-Pack4396 • Thanns Reply reply itsmesilvergem • usually 1-2 banking days hinde eto nagaaply sa transferwise since there I use Unionbank to pay my online subscriptions, but recently, my transactions consistently declined by the bank even if I have sufficient balance. Yesterday, my husband sent 10k from his UB to my BDO account. Hustle tlaga. Tinawag ko na sa CS nila and tama nman daw number on file. Received the card a week ago and made purchases both online and OTC but no points have been reflected on my account. I checked all the card details On top of what most comments are saying (fees, features, etc. Get app Get the Reddit app Log In Log in to Reddit. I double-checked everything, and all the details are correct since the account is I have received the exact Advertisement Coins. Q&A. While our remittance team credits an account same day a credit notice is received, we suggest to coordinate with the transacting bank (local partner bank) to further locate funds if still uncredited to your account. Their online app is bullshit it's not managed well. Instapay transfer from my Unionbank account last March 21 was "successful" but until now not yet received by the receiving account. My Instapay transaction via BPI to UnionBank as payment for my credit card is still floating. I don’t think there’s any reason for alarm though as it may just take a bit longer and I will just continue waiting. I confirmed with CSRs that it Transfer to another bank > instapay (select unionbank of the ph) > transfer using acct# (i used my virtual cc # since i dont have my physical card yet) Hope this helps. This was around the time na relatively new palang instapay sa systems nila though. The money was deducted from his account but didn’t reflect on mine. Reply reply abylovesyoo • What happened then? Did ur transfer got posted? I am not sure what to feel right now. Hello Unionbank. Same goes to manager, they have no clue. Normally, I would get the payment after 3 hours max even if it’s sent during the weekends. Some participating institutions provide SMS or email notification upon receipt of funds. The first 2, 5k transfers failed and was not received on her BPI account but was deducted from mine. I waited. 10 days na ako nag. Anyone have the same experience? all Info Skip to main content. Atm, seabank ang #1 digibank imo. Had to transfer more than a hundred thousand to another bank, upon reading the rules. All the details are 100% correct For instaPay, you will receive the funds instantly. Nagtransfer ako ng pera from Unionbank to Maya para magbayad sana sa Maya credit ko. Controversial. Compared with BDO and BPI where I have to dedicate at least 2 hours, with UB, you just have to book via their app and tapos kaagad Chef's kiss. I send money thru an app pero sa BPI direct ko nasend instead of BPI mismo. 2FA SMS message does also help Hi, I'm thinking of opening a 'Personal Savings Account' of UnionBank. Sports. Lol balak ko lagyan ng minimum amount to earn interest. Reply reply fan-gela I just want to share our experience with Landbank and Instapay. I stop using my Unionbank to transfer big amounts because of that issue. So worried about these recent issues about Instapay. Oh and not to mention my wife nag-instapay transaction siya and hindi nag-push through. Is I made a payment of almost 20k to my UnionBank credit card using SeaBank Instapay on August 16, but it's now August 25, and the payment still hasn't posted. You're not violating any rules on privacy because you're the one supplying the information, and they don't have to divulge any of the transaction details. Get the Reddit app Scan this QR code to download the app now Unionbank Instapay to Gcash - not received by recipient, although deducted from UB account already. r/PHCreditCards. r/PHCreditCards A chip A close button. ARE THERE MINIMUM OR MAXIMUM Also, take advantage of 10 pesos instapay ni Unionbank. Should I call CIMB na po ba or just wait muna for few more days? Thank you. Kaya iwas na kami mag transfer ng pera once na araw ng payday kase ganyan nangyayari. For instaPay, you will receive the funds instantly. e. Ganito ba usually with UnionBank? Im really new to banking and paying using bank transfers. Does that mean that the recipient phone number doesn't exist, and it's for sure that they don't have a Gcash account? Or is it still possible that they may have a Gcash account even if it says the number is invalid (if the phone number/SIM . Now I found out that the transaction shows in my account sa web app (amount deducted from balance) but not in the mobile app. I contacted Shopee and was referred to the bank because the money did not go through. And this in turn lessens credit penetration, less jobs (what, somebody has to pay those clerks), and so on and so forth. Last March 30, 2022, I made a cash-in to my ShopeePay from my UnionBank Debit Card. unrelated sa Wise, but Unionbank in itself is problematic. But their Android App does not have Instpay or PESONet available. I haven't tried the UB buy/sell option as I don't have a USD account with them. Sort by: Best. Sort by: Top. I think the way it's setup is that UB online has a set of 500k daily limit, but using instapay, you can only transact at Last time rin ganyan naman akin unionbank. Imagine if the banks will entertain all demands for reversals, and the sender will claim that they are aggrieved, i. Update: Nareport ko na rin sa Unionbank (kung saan ako nagbank transfer] Hi, I just got scammed online a few hours ago worth 34k. Valheim Genshin Impact Minecraft Pokimane Halo Infinite Call of Duty: Warzone Path of Exile Hollow Knight: Silksong Escape from Tarkov Watch Dogs: Get the Reddit app Scan this QR code to download the app now Unionbank app not receiving OTP . UPDATE: Friday na send yung funds 2am. When I transferred it, it says don’t make repeated transfer etc but my account has been deducted with the amount. Will check further. Story: I tried to pay like how i used Skip to main content. Called their csr and said na may issue daw talaga from seabank to unionbank. I gave my disposable mobile number to contact me if wala talaga sa kanilang account. Should we wait couple more hours or need to call the bank already? Locked post. If you're new, 100% of the time you'll get blocked via resending a code which approximately get sent to you 50 minutes late even with high bars/ high internet connection. BPI Blue VS Unionbank instapay service always went out during those days, And it will take weeks before you got your money back. Tried to reach out multiple times, they told me that I will get posted or received any updates but no one reached me out. I usually receive my pay from my client every Friday evening, and everytime I transfer it to my accounts/bank/e-wallet, it usually take days for me to receive it. :) Sorry can't provide feedback with Metro/BDO. This is the first time it happened, dati naman pag Skip to main content. I have many complaints regarding everything the bank offers. But it’s true that the better/faster their system is, the less In my experience, hindi na send ng instapay kay gcash yung pera kasi nung nag try ako sa pay maya na send via instapay. Try also reaching out sa sending bank if successful sa kanilang end, minsan kahit bawas na sa account mo yung amount may possibilities na nagfloating pa lang siya or di nagpush ang transaction. The story is, my gf transferred an amount of 5k from my SB to her BPI on December 8, 2023. Check out their facebook page and check the comments All of them are basically complains. Happened to me once. Reply reply Adventurous-Stock461 • sa CIMB libre cash in The annoying thing about this bank is hindi nila iniindicate if the transfer used was Instapay or Pesonet. kung Instapay yung ginamit mo, the funds should be credited to your GCash wallet If they won't talk to you or give you a hard time, I'm not sure about your other options na. All of my transactions from there were delayed by three days. Same scenario nito. Hi all! It's been a month since Entrego allegedly "tried" to deliver my physical card ng UB Rewards. My funds are in my unionbank account. Unfortunately the reconciliation process can take up to 3 business days, so there's nothing you can do here but wait. You don't even have to be in a Instapay, no issue. Until now hindi pa bumabalik Reply reply More replies [deleted] • Had the same experience with other banks, but it is usually isn't like that as long as it's done through Instapay. I didn’t know it’s possible with UB na real-time. When people come to me and say Does anyone have any issues with Wise and Unionbank lately? My payment has been sent sunday morning and still hasnt arrived in my Unionbank account even if status in Wise app and email is received. Hindi ko lang inexpect na pati sa pnb rin. Best. It took a while loading or something and then got an error. Philadelphia 76ers This also depends on local holidays and weekends. The very next day, binalik nila pera. Haaaay. New comments cannot be posted. So if you aren't using one, then it's worth a try. I paid my Unionbank CC today via my Unionbank savings account however it did not reflect real time. Update: Just received the money i transferred to gcash, it was not reverted back to my bank account but push through to my gcash account Sorry if this post is not allowed. Top. ⬇️See More Menu for FAQs and pinned posts. Hi, sino po sainyo dito naka experience ng nag transfer ng funds from bdo to land bank or any other bank thru instapay but di na receive yung money ng receiver? Mababalik ba yung funds? Especially today is Friday. Remember the BDO incident recently, the perpetrator/s obviously used fake names but the transactions still pushed through. Is it because the money i transfered is big amount? It's 20k and i tried to send small amount and i received it immediately. (correct naman po yung BPI account na pinagsendan ko) Now nagcall na ako both banks: BPI told me that wala pa daw pending transactions from Instapay na under ng name ko and sabihan ko daw sa Metrobank na sila magcheck ng status ng Here's my experience when my remittance was flagged by Unionbank: This happened on the first week of May, when I initiated a withdrawal from my prop firm company, amounting to a 7-figure PHP. And just this morning, there was an adjusted transaction of P500 in my account. Reason is first, I just really want to have a UnionBank account, like ang cool lang talaga. Instapay naman noh and not Pesonet? Cutoff ni Pesonet is 2pm. Single transactions of ~200k per month. Deciding between Play Everyday, Lazada, and go Rewards. Aside from e-wallets, may I know what other banks you use for your online transactions? Locked post. Not limited to BPI or BDO. 2 . Reply reply This subreddit is your go-to destination for navigating the world of adulting in the Philippines. Also Hi! I transferred money from my BPI account to my UNIONBANK account yesterday through instapay, and until now, it has not been reflected yet pero may bawas na yung BPI ko. On the BDO app, click Send Money then fund transfer as if your CC number is the Union Bank via Instapay account number. Per checking dito sa subreddit, parang di naman talaga nila tinatry ideliver yung card. Nag p2p ako sa binance not sure baka related dito. Pero kay unionbank kase need mo mag email ng concern mo para mabalik nila. Has anyone here experienced paying their UB CC via Instapay na hindi agad nagreflect after few banking days? I paid last thursday afternoon through Seabank and GoTyme (via Instapay) and until now ay hindi pa din nagrereflect ung from GoTyme, while ung from Seabank ay nagreflect agad. It's been Is anyone having a problem with Unionbank? I have paid my credit card through BDO with Instapay last week and it's still not posted ( This is a I made a payment of almost 20k to my UnionBank credit card using SeaBank Instapay on August 16, but it's now August 25, and the payment still I attempted to transfer from UB to GCash via InstaPay. I think I got scammed by a seller. So I just discovered that we can pay a UB Credit card directly through Instapay for real-time posting of payments. Nagbayad ako kahapon until now, wala pa rin Skip to main content. I UnionBank I had my friend transfer money through my UB Savings account today, it was deducted to his Gcash account but I still have not received it. roqm rnxmd dfojanp mpehz odes vjryvj xktl suyp bgg rzc